Childcareyour team canactually afford.

You choose what to put in each month. We handle everything else.

Secure. Private. Built for employers.

How it works

One chain, end to end

From the amount you set to the day a daycare gets paid, it is one connected process. You start it, and it keeps running without you.

  1. You

    Decide what you’ll put in

    Pick a monthly amount to go toward each child’s care. That’s the only number you need to choose, and you can change it later.

    Secure. Private. Built for employers.

  2. You

    Invite your team

    Send an invitation by email. From there your employees set themselves up — you don’t collect forms, chase documents or field questions about daycares.

    Employees complete their profile and add their children.

  3. Your team

    They choose their daycare

    Parents browse licensed daycares near them, see exactly what they’d pay each month, and request a place. The daycare accepts, and the paperwork is handled for both of them.

    Daycare signs the enrollment agreement.

  4. Borough Cap

    We take it from there

    Starting on the child’s first day, we collect your share and theirs, and pay the daycare each month once they confirm the child attended. You get one invoice.

    Attendance confirmed monthly. Payouts made on time.

What it costs

Move the sliders to see a month for everyone involved.

Try it with your numbers

Move the sliders to see what a month looks like for everyone involved.

$1,800

The price is locked in when your employee enrolls, so it can’t change on them mid-year.

$1,200

You can change this whenever you like. It takes effect the following month.

Your inputs update the totals in real time.

You pay

From your bank account
Toward this child’s care
$1,200.00
Borough Cap service fee
$600.00
Your monthly total
$1,800.00

Your employee pays

On their card
The daycare’s price
$1,800.00
What you cover
$1,200.00
What’s left for them
$600.00

This is exactly what your employee sees. Our service fee never appears anywhere in their account.

Secure. Private. Built for employers.

Your data stays private and your team stays protected.

Built for everyone involved

Whether you're offering the benefit, using it, or caring for the children — there's a place for you here.

  • For employers

    A real benefit, with none of the admin.

    Decide how much you want to put toward childcare each month. Your people do the rest themselves, and you get one clear invoice.

    • Choose a monthly amount, change it whenever you need
    • Invite your team by email — they take it from there
    • One monthly payment, itemised by family
    • See who is enrolled and what it costs, at a glance
    See the employer view
  • For your team

    Know what you pay before you commit.

    Browse licensed daycares near home or work, pick a start date, and see exactly what comes out of your paycheck — no surprises later.

    • Search daycares by neighbourhood and availability
    • See the price and your share side by side
    • Add more than one child, each with its own place
    • Everything in one place — no forms to chase
    See the parent view
  • For daycares

    Fill your spots. Get paid on time.

    Accept the families you want, confirm each month in a couple of taps, and receive one reliable payment instead of chasing individual parents.

    • Review each request before you say yes
    • Confirm the month in a couple of taps
    • One payment a month, with a line for every child
    • No invoicing parents, no late cheques
    Apply to list your daycare

Trust

Your team’s childcare, handled carefully

Families are trusting you with something that matters. Here is what we promise them, and you.

  • Private by default

    Your employees see their own family and nobody else’s. Daycares see only the children in their care. You see your team, and never another company’s.

  • No surprise charges

    Nothing is charged before a child’s first day. The price agreed at enrollment is the price billed, and any change you make starts the following month — never in the middle of one.

  • Everyone sees the same numbers

    You, your employee and the daycare all work from one record of what was charged, what was paid, and when. If a payment fails, we tell you before you have to ask.

  • Every cent accounted for

    Each payment is tracked from your bank account through to the daycare, down to the child and the month. Nothing gets paid twice, and nothing goes missing.

Questions

The things people ask us

Including the answers that are less convenient for us.

How much do I have to contribute?

That’s entirely your call. You set a monthly amount per child and we cover up to that. If a daycare costs less than your amount, you only pay what it costs. If it costs more, your employee covers the difference.

Can I change the amount later?

Yes, whenever you like. Changes start the following month, so nobody gets a surprise bill halfway through a month they have already planned around.

How does the money actually move?

Once a month we collect your share from your bank account and your employee’s share from their card, then pay the daycare directly. Your employee never has to pay the daycare up front and wait to be reimbursed.

What does my employee see?

The daycare’s price, what you cover, and what they pay. That is it. Our service fee is never shown to them and never appears in anything they receive.

What if a payment fails?

We spot it, pause that child’s billing so nothing compounds, and contact whoever needs to update their details. Our team follows it up — it does not land on you.

Do my employees have to use a specific daycare?

They choose from licensed daycares across the five boroughs. The daycare confirms it has a place before anything is agreed, so nobody is enrolled somewhere that cannot take them.

What if someone leaves, or stops needing care?

Billing stops at the end of the month already paid for — no refund for a partial month, and no charge after that. The record of what happened stays available to everyone involved.

What about employees with more than one child?

Each child is handled separately, with its own daycare and its own start date. Your monthly amount applies to each of them.

The spreadsheet was never the hard part.

The hard part is the month where a charge fails, an agreement expires and a daycare is still waiting to be paid. Borough Cap is built for that month.

Borough Cap — Childcare benefits, administered.